Financing & Leasing

Acquire now, pay over time. PC-Hybrid.ca offers flexible financing and leasing solutions for businesses, institutions, schools and municipalities on orders of $10,000 and above. In partnership with leading financial providers such as Flexity, you can spread your IT investment over 18 to 60 months, preserve your capital and modernize your infrastructure without delay.

Why Finance Your IT Equipment?

💰 Financial Optimization

Monthly leasing payments are generally 100% tax-deductible, reducing your tax burden. You also pay sales tax gradually on each installment instead of the full amount upfront, easing pressure on your cash flow.

🏦 Capital Preservation

No large upfront payment — keep your cash available for strategic or unforeseen projects. Structured monthly payments make your cash flow predictable and easier to manage.

📈 Borrowing Power Intact

Leasing doesn't burden your balance sheet: your credit lines and borrowing margins remain fully available for other business needs.

🔄 Flexibility & Upgrades

Choose the term that fits — 18, 24, 36 or 60 months. At the end of the contract, buy the equipment at a minimal residual value, upgrade to new hardware, or simply return it. Your IT stays current, never obsolete.

⚡ Simple & Fast Process

Most financing approvals are completed within 24 to 48 hours. Our leasing partner evaluates your request, finds the best available terms, and your equipment ships as soon as the agreement is signed.

Estimate Your Monthly Payment

  • 18 months —
  • 24 months —
  • 36 months —
  • 60 months —

Simplified estimate (equipment cost divided by term), before interest, fees and taxes. Your exact monthly payment is confirmed by our financing partner in your personalized offer.

How It Works

  1. Build your quote: select the equipment you need or request a personalized quote from our team.
  2. Apply for financing: we submit your file to our financing partner — approval usually within 24 to 48 hours.
  3. Sign and receive: once the agreement is signed, your equipment is delivered without delay.

Request a Financing Offer

Tell us about your project — equipment needs, estimated budget and preferred term — and we'll come back to you with a tailored financing proposal.

Request a Quote →

FAQ

  • What is the minimum order for financing? Financing and leasing are available on business orders of $10,000 and above.
  • Who is eligible? Businesses, non-profits, schools and municipalities operating in Canada. Terms depend on your organization's profile and time in business.
  • How long does approval take? Most applications are approved within 24 to 48 hours.
  • What happens at the end of the lease? You can purchase the equipment at a minimal residual value, upgrade to newer hardware, or end the lease.
  • Are lease payments tax-deductible? Leasing payments are generally 100% tax-deductible as an operating expense — confirm the treatment for your situation with your accountant.

Questions? Contact our team — we'll help you structure the right solution for your organization.